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If you decide to cancel your SCI subscription within the first 30 days, you will receive a prompt refund of the entire subscription minus a processing fee of $24.50, no questions asked. This will be automatically refunded to your credit card or sent to you via check (depending on the length of time since your payment was made). The total number of SCI subscribers is limited. Subscriptions that are not renewed promptly may not be available for renewals if the subscriber limit has been reached. Be sure to renew before your expiration date to guarantee that your subscription continues. SCI subscriptions are for individual use only and may not be distributed to a group or club. Fair use includes 1) Your own personal investment planning and strategies and 2) Discussion and news concerning your club's stock or prospects. Fair use does NOT include 1) Photocopying or emailing electronic versions of the material and/or 2) Distributing your login information to the SCI web site.